Terms and Conditions

1. Introduction

Welcome to Financial Audit Services. These Terms and Conditions ("Terms") govern your use of our website located at xymeliora.sbs (the "Website") and the services offered by Financial Audit Services (collectively, the "Services").

By accessing or using our Website and Services, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the Website or use our Services.

2. Definitions

In these Terms:

• "Client," "You," and "Your" refers to you, the person accessing this Website and accepting these Terms.
• "Company," "We," "Us," and "Our" refers to Financial Audit Services.
• "Content" means all information, text, graphics, images, and other materials that may be accessed through the Website or Services.
• "Services" refers to the financial audit services provided by our Company.

3. Services Description

Financial Audit Services offers professional financial auditing services to individuals and businesses. Our services may include, but are not limited to:

• Financial statement audits
• Compliance audits
• Internal control audits
• Tax audits
• Operational audits
• Financial consulting

The specific services to be provided will be agreed upon in a separate service agreement or engagement letter between you and Financial Audit Services.

4. Use of Website

By using our Website, you agree to:

• Use the Website only for lawful purposes and in accordance with these Terms.
• Not use the Website in any way that could damage, disable, overburden, or impair the site or interfere with any other party's use of the Website.
• Not attempt to gain unauthorized access to any parts of the Website or any systems or networks connected to the Website.
• Not use any robot, spider, or other automatic device, process, or means to access the Website for any purpose, including monitoring or copying any of the material on the Website.

5. Intellectual Property

The Website and its original content, features, and functionality are owned by Financial Audit Services and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website, except as follows:

• Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
• You may store files that are automatically cached by your Web browser for display enhancement purposes.
• You may print or download one copy of a reasonable number of pages of the Website for your own personal, non-commercial use and not for further reproduction, publication, or distribution.

6. Privacy Policy

Your use of the Website and Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding your personal information.

7. Fees and Payment

The fees for our Services will be outlined in a separate service agreement or engagement letter. Payment terms, including due dates and acceptable payment methods, will also be specified in that agreement.

All fees are quoted in South African Rand (ZAR) unless otherwise specified.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Financial Audit Services shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your use or inability to use the Website or Services;
• Any unauthorized access to or use of our servers and/or any personal information stored therein;
• Any interruption or cessation of transmission to or from the Website;
• Any bugs, viruses, trojan horses, or the like that may be transmitted to or through the Website by any third party;
• Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the Website.

9. Indemnification

You agree to defend, indemnify, and hold harmless Financial Audit Services, its officers, directors, employees, and agents, from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website or Services.

10. Termination

We may terminate or suspend your access to the Website and Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Website and Services after those revisions become effective, you agree to be bound by the revised terms.

12. Governing Law

These Terms shall be governed and construed in accordance with the laws of South Africa, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

13. Contact Us

If you have any questions about these Terms, please contact us at:

Financial Audit Services
063 Financial Street, Cape Town, 8001, South Africa
Email: [email protected]
Phone: +27 39 175 1884